One strong school of thought in America is the mentality rooted in the pamphlet “A Message for Garcia.” In the story of “A Message for Garcia,” a important message has to be delivered to a Cuban renegade up in the mountains. A young NCO was given the message and simply told to deliver the message to Garcia. The NCO did not ask any questions, did not whine, and did not speak about how hard the assignment was to complete. The message was taken and then delivered to Garcia successfully. Bosses all over the country have used this story to illustrate that the employees need to be more productive on their own, to problem solve, and to accomplish the mission.
The whole problem with this train of thought is that the whole world is not the same as fixing a problem on a contractor’s job. When dealing with the financial world, things can actually get a lot more complicated and doing things without advice or help or more orders and expertise and experience can be fatal to figuratively speak.
So instead of rushing into the unknown to deliver the message to Garcia, speaking of buying a home, slow down, do research and hire a realtor.
A realtor is more than just a licensed real estate professional. A realtor is a licensed real estate professional who has gone an extra step, took extra training, has agreed to a more strict code of ethics and is more qualified to assist and be hired to get any buyer into the home they are looking for.
The first thing a realtor will help with bringing their extensive personal experience to the table is financing. The realtor will have a lot of experience with mortgage brokers and banks. They will know what kind of mortgage their client should probably get, they will also be able to assist in cleaning up finances. The real estate agent will be able to offer advice on financing and how to come up with a higher down payment.
Another reason why a realtor should be able to greatly assist with buying a home is they understand the local zoning, taxes, government subsidy benefits, and other problems. Because a realtor understands the zoning laws, they will also know what kind of de-valuing objects might appear in a buyer’s back yard in a short amount of time. Imagine looking at what will be a dream house and then learning after it is too late that there is a proposed sewer plant going in soon across the street.
One of the most time consuming issues with buying a home is viewing homes. A realtor can literally save a home buyer hundreds of hours in the search for a home. A realtor will list the different qualities a home buyer is interested in and then find those specific homes to show their clients.
Lastly, a realtor can safely navigate a home buyer to closing. From knowing how to bid wisely and win a home, to setting up the proper negotiations for there client. The realtor will have extra experience with the legal jargon and will be able to read the contracts quicker and know what to look for in the contracts. Actually closing on the home can be extra tricky and the experience the realtor offers will save the buyer lots of time, energy, money, and a headache.
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